Insurance Definition of Sports Car

Insurance Definition of Sports Car

Where Can I Obtain Affordable Auto Insurance Quotes For My Car?
Here are opinions and answers from FAQ Farmers:

• I think it all depends on the company. For instance, I drive a '94 T-Bird. Some companies say it's a sports car (with the V6? Yeah right), some luxury (almost passes as that), and some just as a plain old car.

• I asked my insurance agent this very question. It depends how on the replacement cost of the auto and location.

• They usually go by horsepower, stock and aftermarket modifications (i.e. turbo or superchargers), etc. They will usually know if you have a sportscar or not. You can also have a car classified as rare or collectable that you think might be a sportscar.

• A key point here is TWO DOORS. If a car has two doors its almost always classified as a sports car no matter what. Also if the car is equipped with a manual transmission its also most likely a sports car.

• I have a Firebird, 2 doors, manual and it's still not considered a sports car.

• I have a 2 door 2004 Dodge Stratus SXT that is only a 4-cylinder but rated a 19 which is a sports car rating with high premiums.

• Insuring sports cars has always been a niche market, so it more often than not pays to do your homework and contact the specialist companies rather than the general insurers. If you have a classic sports car in mind, there are a specialist companies for these vehicles too.

Luxury Sports Cars: Stories: Pagani Zonda S repair bill

One of Britain's largest insurance companies is paying through its teeth as an insurance claim for one luxury sports car has come in at a record-breaking (for the company at least) £300,000. The car in question is the Pagani Zonda S which is a £500,000 two seater luxury sports car.

The Pagani Zonda S was badly damaged by a clearly inexperienced driver who lost control of it on a test run on a country lane near Glasgow. The collision ended leaving the face of the Pagani Zonda S in a poll and a fence.

The car insurance company question is Aviva and they have decided that the car is not beyond repair so have decided to have it shipped back to Modena, Italy where only 10 Pagani Zonda S’ are made in a year. Materials such as titanium and aluminium are used in this luxury sports car and Aviva said in a statement: "It's the biggest repairs payout we've seen."

Cheap New York Auto Insurance

In these difficult times, we need to be extra smart in getting the best value for our money. From this line of thought, Cheap New York Auto Insurance is just the place you need to get the most affordable and reliable auto insurance.

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Cheap New York Auto Insurance offers three kinds of car insurance and you can choose which ones best suit you and your circumstance.

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